Mac's Bait Store Worms
Maggots
Leeches
419 Scammers
Home About Scambaiting Scamming Modus Operandi Scambaiting Tips
Scambaiting Highlights Truly Stupid Hall-Of-Fame Mac's Scambaits Viewers Scambaits
Trophy Gallery Comments and Posts Scambaiting Links/Resources Contact Mac

Scumdog Billionaire

This dipshit sends a Loan Offer to my scambaiting email address which means I have already dealt with him before or that I am on a “loan list” somewhere. I am inclined to believe the latter because I do receive a lot of Loan Offers that are addressed to me directly. This idiot lists his loan range as $3,000.00 to $10,000.000.00. I wanted to see if I could receive an amount over his cap, so I asked for a loan of THREE BILLION DOLLARS!!! I guess it didn’t matter that his cap was 10 million, because I was approved instantly! My emails are in blue, his/hers are in black, my comments in red. Happy reading!


Hello,
Thanks for your E-mail regarding my Financial Advert,Before we proceed,I will like to Introduce my self to you shortly,my name's are Sir.Robert Graham,I am the Managing Director (MD) of Sir.Rober Loans,i give out Loan at a low interest rate of 3%,I give out Personal Loans,Business Expansion Loans, Business Start-up Loans ,Education Loans, Debt Consolidation Loans,Venture Capital,Hard Money Loans,even to those with Bad Credit, ETC,We offer Loan Ranging from a Minimum Amount of Three Thousand Dollars ($3,000.00USD) and to a Maximum Rang of Ten Million Dollars ($10,000,000.00USD)..So i want you to state how much you intend to get as a Loan and your Suitable duration for this Loan so that we can send you the Loan Terms Re-payment Schedule to this effect...

I am looking forward to your response regarding this matter...
Regard
Sir.Robert Graham
Loan Financial Firm
Managing Director.../MD
Loan Department


I am trying to start a Multi-National Corporation that specializes in the production of Flux Capacitors, PU-38 Space Modulators, and Mogwi’s. By my calculations the needed capital will run somewhere close to about $3,000,000,000. Let me know what information you need and if this can be accomplished. Thank you very much.

Marcus


Hello

By way of a proper introduction, I am Sir.Robert Graham(SRG) Sr. Director and CEO SRG Loan Investment . Presently I own 45% of the shares in CGP(Capita Group PLC, London) a government approved Financial Institute. We are currently setting up a scheme in form of Loan acquisition to help various individuals as well as organizations who have intentions of renovating, debt consolidation, re-financing and also establishment of business outfits. I am an international business man and Lender that has offered Loans to so various individual and firms in Europe, Asia, Africa and other parts of the world. We give out our Loan in USD($) and GBP(£).

We also provide Real Estate Loan access to Hard Money. We can fund quickly,Typically within 84 hours of receiving your application. Hard Money is available for adequately collateralized loans on single-family residential houses and other Real Property including commercial projects and private individual/home loans. The maximum loan term we can offer is 30 Years at fixed interest rate.

Available Loans
* Personal Loans (Secure and Unsecured)
* Business Loans (Secure and Unsecured)
* Combination Loan
* Consolidation Loan And Many More:

You are expected to inform us of the exact loan amount requested so as to enable me provide you with the Loan Terms and Conditions. Please, do complete the short application form given below and i promised to help you out okay..

FILL THE BORROWER'S INFORMATION
Your Name:______________________
Your Address:____________________
Your Country:____________________
Your Occupation:__________________
Loan Amount Needed:______________
Loan Duration:____________________
Monthly Income:__________________
Cell phone Number:________________

Have a nice day and God Bless you.
Warm Regard
Sir.Robert Graham


FILL THE BORROWER'S INFORMATION
Your Name:______________________Marcus King
Your Address:____________________1778 Northeast Avenue
Your Country:____________________USA
Your Occupation:__________________Business Developer/International Gigolo
Loan Amount Needed:______________$3,000,000,000.00
Loan Duration:____________________15 Years
Monthly Income:__________________Varies
Cell phone Number:________________330-669-2473


SIR.ROBERT LOAN INVESTMENT

Dear Loan Applicant,

I am an International and Local Loan Lender,I offer Loans with a capital base between a minimum Range of Three thousand Dollars ($1,000.00USD) and a maximum Range of Ten Million Dollars ($10,000,000.00 USD,) at 3% Interest Rate Depending,I give out loan to an Individuals, Firms and Corperate Bodies even those with Bad Credit History Depending on their Marital Status, Sex, Religion, and LOCATION but must have a legal means of repaying back the Loan at the stipulated time, AND MUST BE TRUST WORTHY...

As per your Loan request,you stated that you are interested in Obtainning a loan Amount of $3,000,000,000.00 USD We will be able to offer you the Amount you requested.To start with, find below the Loan Terms and Repayment schedule for the Loan amount requested...

LOAN TERMS AND REPAYMENT SCHEDULE
Loan Balance: $3,000,000,000.00
Loan Interest Rate: 3%
Loan Term: 15 years
Monthly Loan Payment: $20,717,449.21
Number of Payments: 180
Cumulative Payments: $3,729,140,857.42
Total Interest Paid: $729,140,857.42

Note: The monthly loan payment was calculated at 179 payments of $20,717,449.21 plus a final payment of $20,717,448.83.

LOAN CONDITIONS AND GUIDLINES
*Monthly Repayment: On getting the loan, the applicant will start the repayment of loan on the 30Th/31st of every month starting from Two (2) months after loan has been transferred to the beneficiary's account with the monthly payment as stated above. I usually give Two months GRACE PERIOD to all applicant before Re-payment can commence.

*Penalty: There is NO PRE-PAYMENT PENALTY for this loan program. Applicant reserve the right to pay off the loan at the early enough even before the calculated date.

*Form Of Identity: The Borrower is require to send in a SCANNED COPY of any form of Identity Card for proper identification and documentation to this transaction. This could be a Drivers Licence, International Passport, Working ID , State ID, SSN ID etc.

*The loan must be insured: The insuring of this loan will be done by the lender who is giving out the loan. Therefore the Loan Lender will be responsible for the Insurance Fees.Opon Inssuring this Loan Funds,A certificate of Inssurance will be Inssued to me,Which i will be sending to you Via e-mail attachment.

*Time of duration: The borrower must pay back at the rate of interest within the stipulated time (15 years ) as stated by the Loan Lender Sir.Robert Graham after cashing the loan with 24 Hours after due process to this effect..

*Transfer of the loan:The loan will be transfer to the Receiver's Naminated Bank Account..Which the loan funds will be reflected within 24 Hours of Filling the requier Doc.To this effect...Be it know to you that this loan funds will be transfer by the Fidelity Bank Plc to your Nominated Bank Account after due proccess..

*Loan Agreement Deed/Contract:The loan agreement Deed Must be sign for the Legibility of this transaction,Sequel to this,The loan agreement Contract need to be Issue to me by the Company Attorney Barr.Gani Otobo from the Supreme High Court.
================================================

AS SOON AS I RECEIVE A COPY OF YOUR ID, I SHALL NOTIFY YOU ON WHEN YOUR LOAN WILL BE APPROVED AND TRANSFERRED TO YOU IN WHICH EVER WAY DEEMS YOU FIT TO GET YOUR LOAN.

Hope to hear from you soon. Thanks and God Bless.

Regard
Sir.Robert Graham
Loan Financial Service
Managing Director.../MD
Loan Department
Here To Show You A Better Way To Financial Freedom !!

Yes, I was just approved for a three billion dollar loan through email without even sending him an ID. Look at the info - I have a $20 million monthly payment!!! This jackass sent this email 3 times - seems he is excited!


Why did you send me the same email again? Are you confused or just an idiot?

Marcus


SIR.ROBERT LOAN INVESTMENT

Dear Loan Applicant,

I am an International and Local Loan Lender,I offer Loans with a capital base between a minimum Range of Three thousand Dollars ($1,000.00USD) and a maximum Range of Ten Million Dollars ($10,000,000.00 USD,) at 3% Interest Rate Depending,I give out loan to an Individuals, Firms and Corperate Bodies even those with Bad Credit History Depending on their Marital Status, Sex, Religion, and LOCATION but must have a legal means of repaying back the Loan at the stipulated time, AND MUST BE TRUST WORTHY...

As per your Loan request,you stated that you are interested in Obtainning a loan Amount of $3,000,000,000.00 USD We will be able to offer you the Amount you requested.To start with, find below the Loan Terms and Repayment schedule for the Loan amount requested...

LOAN TERMS AND REPAYMENT SCHEDULE
Loan Balance: $3,000,000,000.00
Loan Interest Rate: 3%
Loan Term: 15 years
Monthly Loan Payment: $20,717,449.21
Number of Payments: 180
Cumulative Payments: $3,729,140,857.42
Total Interest Paid: $729,140,857.42

Note: The monthly loan payment was calculated at 179 payments of $20,717,449.21 plus a final payment of $20,717,448.83.

LOAN CONDITIONS AND GUIDLINES *Monthly Repayment: On getting the loan, the applicant will start the repayment of loan on the 30Th/31st of every month starting from Two (2) months after loan has been transferred to the beneficiary's account with the monthly payment as stated above. I usually give Two months GRACE PERIOD to all applicant before Re-payment can commence.

*Penalty: There is NO PRE-PAYMENT PENALTY for this loan program. Applicant reserve the right to pay off the loan at the early enough even before the calculated date.

*Form Of Identity: The Borrower is require to send in a SCANNED COPY of any form of Identity Card for proper identification and documentation to this transaction. This could be a Drivers Licence, International Passport, Working ID , State ID, SSN ID etc.

*The loan must be insured: The insuring of this loan will be done by the lender who is giving out the loan. Therefore the Loan Lender will be responsible for the Insurance Fees.Opon Inssuring this Loan Funds,A certificate of Inssurance will be Inssued to me,Which i will be sending to you Via e-mail attachment.

*Time of duration: The borrower must pay back at the rate of interest within the stipulated time (15 years ) as stated by the Loan Lender Sir.Robert Graham after cashing the loan with 24 Hours after due process to this effect..

*Transfer of the loan:The loan will be transfer to the Receiver's Naminated Bank Account..Which the loan funds will be reflected within 24 Hours of Filling the requier Doc.To this effect...Be it know to you that this loan funds will be transfer by the Fidelity Bank Plc to your Nominated Bank Account after due proccess..

*Loan Agreement Deed/Contract:The loan agreement Deed Must be sign for the Legibility of this transaction,Sequel to this,The loan agreement Contract need to be Issue to me by the Company Attorney Barr.Gani Otobo from the Supreme High Court.
================================================

AS SOON AS I RECEIVE A COPY OF YOUR ID, I SHALL NOTIFY YOU ON WHEN YOUR LOAN WILL BE APPROVED AND TRANSFERRED TO YOU IN WHICH EVER WAY DEEMS YOU FIT TO GET YOUR LOAN.

Hope to hear from you soon. Thanks and God Bless.

Regard
Sir.Robert Graham
Loan Financial Service
Managing Director.../MD
Loan Department


What are the next steps and how do I get my money. The Mogwi’s won’t wait, you know.

Marcus


SIR.ROBERT LOAN INVESTMENT

Plot 72 Aso Drive, Maitama District, Garki,
Abuja EC4A 09 .
Ref No.:EA-ASL/941OYI/02/LN-NGR

Good Day I am sending you this mail in regard to your loan application ,We have received the requested Personal Information to this effect...I want you to know that your Loan Application have been approved by the Federal Ministry of Finance.,before we proceed in this transaction, I have a few question to ask you, I will be emphatically glad if you can give me a fast response regarding this matter....

1*Have you ever apply for a loan Before ?
2*What is the best time to call you ?
3*Are you Okay with the Monthly payment ?
4*Will you be devoted to the Monthly interest payment?
5*Have you ever obtained On line Loan before ?
6*How many Lender are you dealing with On-Line?

It will hasty this transaction if you can give me emergency Response regarding the answer to the said asked Question stated above and the below stated Banking information so that i can have it forwarded to the transferring Department of Fidelity Bank Plc...I also want you to know that is Transaction is protected with a Hard Cover Policy Insurance due to the fact that this loan have been insured with the Nicon Insurance to the Fidelity Bank for Transfer...This include..

Bank Name....
Routing #.....
Account #...
Holder's Name....
As a Notary to this,I we be sending you the Loan Agreement Deed/Contract to this effect as soon as you have emailed us the requested information...The loan agreement deed/Contract need to be sign for the Legibility and trustwordy of this transaction,for security reason..

Regard for your Kind Understanding, Trust and Co-Operation in this matter, Hope to see you in my Monthly Interest re-payment File.../File..
Regard
Sir.Robert Graham
Managing Director.../MD
Loan Department


Here is my banking information.

FirstMerit Bank
727 N Main St
Akron, OH 44310
(330) 761-0120

Account# - 4304568292
Routing# - 041311555
Account Name – Marcus King


Attention Mr.Marcus King ,

I am in receipt of your mail,You just have to bear with us.I just receive a call from the board,so you have to co-opearte with us so that we can move to the next of this transaction okay.See there is nothing to worry about,You and i need it for security reasons okay.So the Board of Committee has stated the Two Option on how your loan funds can reflect in your account in the next working hours okay.

There are two option which you are required to choose from which is the collaterals and non collateral loans process

1. Collaterals Process: The board of Directors usually require an equity based property as collateral for our loan acquisition. You need to send us a collateral for this loan so that we would have the trust that as soon as we give you this loan, you will pay back at the need of the terms. we do not accept any other property type or kind due to the fact that some of our customers have misused this opportunity. They some times claim to have properties and send us copies of ownership, and when they are not able to pay back the loan and we want to claim these properties we then find out that the properties belong to their family.The family will then say they did not attest to the transaction at first so please you have to make sure that the collaterals you are dropping belongs to you and not your family.

Non Collaterals Process: This process requires deposit of payment. For the loan of $3,000,000,000.00 USD you are entitled to send a payment of $2500.00 USD so that if you are unable to pay back the loan,your collateral will be claim and you will be placed on the media house by the bank as most wanted person which will destroy your family names plus yours. If you pay back the loan,your payment will be returned back to you. One thing about this alternative option is that it is a Non-collateral/security obtained from banks here which is popularly known as bank securities. When you obtain this non-collateral/security, it actually yield value which will eventually be equivalent to the loan you are obtaining during the stipulated duration of the loan. When you are unable to pay back the issuing Bank take the non-collateral which has yielded value as substitute for the loan. Also note that this amount that is require from you is refundable.If you will understand,I want you to know that this Security that is needed from,Is very small compared to the loan that you will receiving as soon as the Board Of Commitee receive this from you.Again,In any transaction,When colleteral is needed,After the end of the Transaction,I hope you know that the Non Collateral will be refunded to the original owner's.

We have already deposited your loan to the transferring bank,All that is needed is for you to provide the collateral or the non collateral as the loan is acquired from the Board of commitee. Because of the risk and expenses when collateral's are presented, So this is why i personally will always advice that our customers should simply go for the non collateral alternative when they do not have an equity based property to present as collateral.But if you still insist that you present an equity based property then that will be OK with us.

2. Transfer Of Your Loan: The transfer of the loan must be a bank to bank transfer which we have already done, except otherwise stated by the borrower which means, you will have to provide the means which you want your loan transfer to you.

3. Loan refund:The loan must refunded back to the lender at the end of the tenure the loan seeker is seeking the loan for without any delay.for this reason, for this reason,we are giving a maximum duration of 1 years to the loan seeker so that he /she will be able to repay the loan within that period.

Considering the above conditions if they are acceptable to you,you have to give me a fast response so that we can proceed further.I await your urgent response.

Best Regards
Sir.Robert Graham


I will select the collateral process and put up my house as security for the loan. Let me know what kind of documentation you require.

Marcus


Dear Mr.Marcus King

I receive your Email with the fact that you choose the collateral option, But that fact is that we have change our mind of the collateral expect due to the fact that some of our clients misuse the opportunity whereby they claim to own a property and send or a fake documentation of it. In a situation whereby they are not able to meet up with the monthly repayment and we want to take over there property, we then fined out that the property they claim to be their own, they are not the rightful owner.

Due to this, the company have decided not to accept any kind of a collateral such as land, house and car property.

We both have to Invest Trust in This Transaction to enable us work together.What i am Trying to let you Understand is that without the Non collateral payment which is 1% of the loan you requested for, the loan cannot get to you. as i have stated above we don't accept a collateral or propety for the security of the loan. it will mean breaking the Loan Lending Law.If we don't Invest Trust,Understanding and Co-operation in this Transaction it will be very hard for us to Succeed.What i am Trying to say is that your Trust,Understanding and Co-operation is Highly needed as to enable us Develop Cooperation and made this Transaction Fully Succeed.

NOTE: This Non collateral we are talking about here will be deposited to the bank for the duration of the loan period (15 years ) and it will be yied an interest from the bank and the Non collateral money and the value yieded from the bank will be release to you at the end of the monthly interest payment.

I need your co-operation to enable us proceed, let us know when you can send this requested payment of the Noncollateral payment so that we can let you know when are how to send it so that we can give the bank the go ahead to transfer the loan to your bank accoun immediately.

I wait your response
Regard
Sir.Robert Graham


Let me see here...You offer me two choices and when I choose one, you tell me no that it isn't a choice anymore, donkey humper??? What kind of person are you? How much is the requested payment that you are asking?

Marcus


Hello
I receive your Email and i am very sorry if this inconvinence you, it is the rules of the company and i need to follow all the rules and regulation of the firm before making any transfer otherwise i will go against the rules of the firm..

here is the requested charges for the Non collateral deposit $2,500 USD which is the 1% of the loan you requested for.

Email me to know when are how you will send it so that we let you know where to send it to.

I wait your response
Regard
Sir.Robert


Do you think that $2500.00 is 1% of the loan I requested?

Who taught you how to do math?

Try calculating it again – use a calculator, this time.

Marcus


Hello
don't let that bother your, that is a way we calculate it that we have to arive at that answer. If we really want to follow the straight calculation, the money will be too high for you to afford.

If we follow the real calculation we will arive at $17,954.84 can you afford that?? that is why we have to bring to an affordable amount whch we hope you can afford to pay .We only just need this as a kind of advance which will persuade you to pay the monthly repayment

Let me know your option so that we can proceed

Sir Robert


So when you said that $2500.00 was 1% of the loan amount in the previous email, you just lied about that or you just made it up? I still don’t understand where you came up with $17,954.84 as 1% of the loan amount. Where did you get that from? Does anyone there know how to do simple math? You may want to recheck your calculations, because they are 100% wrong.

Marcus


Let me know if you are still interested for this loan so that we can proceed, My supreme officer need am answer from you

Regard
Sir.Robert


You never responded to the questions in my last email. I’m just making sure everything is correct.

Marcus


As i told you, the Non collateral you are ask to pay before you are qualify to receive your loan is just $2,500. If you are ready to complete this with us , let us know so that we can send you the information to send the $2,500 befre we can give go ahead to the transferring bank to transfer the loan amount your bank account after the payment is confirm.
I wait yur urgent response
Sir.Robert


Thanks for ignoring my questions from the earlier email…

Marcus


What ealier Email are you talking about?? I need to know your final opinion

Sir Robert


What is wrong with you? First I ask you to explain why you think $2500.00 is 1% of the loan amount like you stated it was, then you say the actual calculation of 1% of the loan amount is $17,000.00, which is also totally wrong. Do you know how to do math? I was just verifying that the numbers were correct before I continue, but it doesn’t seem that you know what you are doing. Is there someone else in the office I could speak with, because I would rather not continue this with you since you are not very good in math.

James


ARE YOU READY TO PAY THE $2500 USD FEE OR NOT?


Learn how to answer a question and respond promptly.

Marcus


complement of the day....

I received your mail and i am very sorry for not responding to it earlier i will want you to know that once this non collateral fee is being paid you will receive your loan before x-mas okay.And also i will want you to know that if this transaction reaches next year the board of commite may increase the non collatera fee so try as much as possible to come up with this requested amount so that you can receive your loan before christmas okay...
I awaits your mail...

Sir.Robert Graham


Never mind – since you are too stupid to answer my questions, I will look elsewhere for a loan.

Marcus


Hello,

i received your mail and i understand all that you have said i will want you to know that i am not stupid okay as i have told you before the board of commitee are giving you the opurtunity to pay the 2500 usd okay so if you really trust me then try and come up with the fee okay...
I await your mail...
Regards..
Sir.Robert Graham


I said never mind, idiot, I will look somewhere else for a loan. I have asked you the same question numerous times and since you refuse to answer me, I will go look for a loan somewhere else.

Marcus


ARE YOU ON DROGS? YOU TALK STUPIDELY WHY?


Learn how to spell simple words, idiot. I told you since you were too stupid to answer a simple question, that I will look elsewhere for a loan. Now go away, little boy.

Marcus


YOU ARE A FOOL


LOL – you are the idiot who “approved” me for a THREE BILLION DOLLAR LOAN. You don’t even realize this, because you are so stupid. Look at the emails – your original email says that you give out loans from $3,000.00 to $10,000.000.00, so as a joke I asked for a $3,000,000,000.00 Loan to see how stupid you were. Then you don’t even know how to calculate 10% of something. You are way too stupid to run a fake loan company – go back to shoveling dirt or having sex with goats, monkey.

I am sorry that you are poor and stupid and have to steal and beg for money.

Marcus


I thought I would get some more insults out of him back and forth, but he hasn’t replied to my last email…


If you want a pdf version of this scambait, Click Here


All Rights Reserved by me to give you whatever freakin' opinion that I want.
This is America, not West Africa, and if you don't like it, too bad!

Any questions about our site? Contact the Webmaster