Mac's Bait Store Worms
Maggots
Leeches
419 Scammers
Home About Scambaiting Scamming Modus Operandi Scambaiting Tips
Scambaiting Highlights Truly Stupid Hall-Of-Fame Mac's Scambaits Viewers Scambaits
Trophy Gallery Comments and Posts Scambaiting Links/Resources Contact Mac

Laying It On The Line

I have been asking the Loan Lads about a revolving Business Line of Credit when the email me with loan offers to test their knowledge of Banking and Finance (it is practically zero!). This fool doesn’t know how to answer my question or know what his mistake is, so he sends me the same email over and over. My emails are in blue, his/hers are in black, my comments in red. Happy reading!


Good Day, Are you a business man or woman? Are you in any financial difficulties or do you need funds to start up your own business? Do you need loan to settle your debt or pay off your bills or Do you have a low credit score, and you are finding it hard to obtain capital loan from local banks/other financial institutes? Do you need a loan or funding for any reason such as,

* Vehicle Loans
* Real Estate Loans
* Business Loans
* Other Loans
* Line of Credit
* MasterCard

Applicant should apply
with the following details:
Name...............
Country...............
Address..............
Tell no..............
Occupation..........
Monthly income.........
Loan amount needed.........
Duration..........

LOAN RATES: We Offer loans out at 3% rate
Contact us via Email: barryheartloanfirm@gmail.com
Note: Loan is giving out for just 3% interest rate yearly. Kindly be informed that loan will be given to you in any country you resides in the world.


I see from your advert that you offer lines of credit. Nice... I am interested in obtaining a $120,000.00 revolving Business Line of Credit on behalf of my company. I would like to know what are the fees associated with the unused balance, the effective rate, underwriting fees, and any other applicable costs. Please send me a company prospectus as well. Thank you.

Calvin Hobbs
Sales Director
White Haven Computer Services
http://WhiteHavenComputerServices.com


Hello, We got your mail, and we want you to know that we are also happy for you coming to ask for a loan in our company okay. Here is the loan terms and condition for you to see on how you will be able to pay back the loan in due time and also you are required to choose an option that you will like to recieve the loan from into your bank account or at your door step .

HERE ARE THE CALCULATIONS BELOW :

Loan Balance: $120,000.00
Loan Interest Rate: 3.%
Loan Term: 10 years
Monthly Loan Payment:$1,158.73
Number of Payments: 120
Cumulative Payments: $139,047.45
Total Interest Paid: $19,047.45
Note: The monthly loan payment was calculated at 119 payments of $1,158.73 plus a final payment of $1,158.58.

TRANSFER OF YOUR LOAN FUNDS
1. Western Union Transfer :This is the most fastest means of transferring money within 5hours you will recieve the funds to your country via western union . This will only cost you just $565
2. Bank to bank Transfer: This is a kind of transfer that will require you to send us your bank account information to enable us transfer the loan to you via Bank and the loan will reflect in your account within the next 8hrs after the loan has been transferred. it will also cost you just $654 to enable the bank transfer you the loan into your bank account and it will take up to 24 hours for the loan to reflect into your bank account after the fee has been comfirmed by the bank.
3. Courrier Delivery Service : This is a kind of transfer where we will have to issue a check to the delivery company so that they can deliver the loan to you at your door step. If you chose this option, you will be required to send us your real address and phone number where the loan can be delivered to . and this will only cost you the sum of $876 because it will required the service of our agent to send you the loan to your country to your personal home at your door step.

If you have chooseing one of this option you want the $120,000.00 to get to you we want you to get back to us so that we can give you the information you are to make the payment so that we can help you contact the cheque delivery service,the western union or our bank to transfer it to your bank by bank to bank or you send us your bank account information for our bank to transfer it to your bank account.
We need your respond to hear from you soon as possible okay that the transfer of the $120,000.00 can get to You.
TRANSFERRING BANK
WELLCOM TO KBC BANK OF BELGIUM


LOAN WILL BE TRANSFERRED FROM MY BANK OF BELGIUM WHICH IS KBC Bank (Kredietbank, Cera, Centea 3, Bank van Roeselare) Location (Brussels IN Belgium) SWIFT BIC-code (KRED BE BB TO YOU

    

This idiot tried to liven up his email to make it professional – this entire email was in an olive green background, using gay font, with these gay pictures that he stole from Google – yes, they were hyperlinks to “Google Search Results…”.


What is all of this nonsense? Did you read my first email? I am interested on a $120,000.00 revolving Business Line of Credit, so why did you send me this?

Calvin Hobbs
Sales Director
White Haven Computer Services
http://WhiteHavenComputerServices.com


He sent me the same email from above…


Why did you send me the same email? Please answer my question and get back to me.

Calvin Hobbs
Sales Director
White Haven Computer Services
http://WhiteHavenComputerServices.com


Thank you for the email and i must say that this is confusing because you stated that you needed the sum of 120,000.00 usd which i have calculated to you so tell me what else do you want to know from me


I asked about a Business Line of Credit and you gave me terms for a Conventional Loan. What don’t you understand?

Calvin Hobbs
Sales Director
White Haven Computer Services
http://WhiteHavenComputerServices.com


From: Jim Barry [mailto:barryheartloanfirm@gmail.com] Sent: Tuesday, September 07, 2010 10:01 AM To: Calvin Hobbs Subject: LOAN APPLICATION FORM { ONLINE FORM }

Thank you for email and i will need all this informations from you
loan are offer that 3% intereste rate

LOAN APPLICATION FORM { ONLINE FORM }
PERSONAL INFORMATION
First Name: ..........................
Last Name: .............................
Contact Address: . ................
country............................
State .....................................
Gender: .................................
LOAN INFORMATION ..............
Amount Needed: ...................
Loan Terms & Duration:..........
Telephone: ..............................
Mr Jim Barry
Senior Project Finance In't Management

He doesn’t understand so he wants me to fill out the silly “Loan Application”, thinking that the answer to his mistake will be there.


This Business Line of Credit will be in my company’s name, not mine. I gave you this information once – here it is again. I would like to know what are the fees associated with the unused balance, the effective rate, underwriting fees, and any other applicable costs. Please send me a company prospectus as well. Thank you.

LOAN APPLICATION FORM { ONLINE FORM }
PERSONAL INFORMATION
First Name: ..........................White Haven Computer Services
Last Name: .............................N/A
Contact Address: . ................ 217 South High Street, Akron, Ohio 44308
country............................ United States
State ..................................... Ohio
Gender: .................................N/A
LOAN INFORMATION ..............
Amount Needed: ...................$120,000.00
Loan Terms & Duration:..........Revolving Line of Credit
Telephone: ..............................330-669-2473

Calvin Hobbs
Sales Director
White Haven Computer Services
http://WhiteHavenComputerServices.com

He won’t know how to calculate anything, because he would normally take the amount, duration, and interest rate and plug them into a Mortgage Loan Website to find the payments. West African Scammers know nothing about finance except how to steal money. Let’s see how he deals with “revolving” as the duration.


GET BACK TO ME AS SOON AS YOU READ THE EMAIL ALSO WITH THE TRANSFERTING OPTIONS

He sends me the same email with the gay pictures in it with this message. Where did he get 10 years as the duration? I guess he just made up a number so he could calculate the “loan”.


Do you understand English? I asked about a Business Line of Credit and you keep emailing me the same thing. Why is that?

Calvin Hobbs
Sales Director
White Haven Computer Services
http://WhiteHavenComputerServices.com


From: Jim Barry [mailto:barryheartloanfirm@gmail.com]
Sent: Tuesday, September 07, 2010 3:57 PM
To: Calvin Hobbs
Subject: Re: LOAN APPLICATION FORM { ONLINE FORM }

THANK YOU FOR THE EMAIL AND OUR LOAN ARE OFFER BETWEEN THE RANG OF
3000 USD TO 250,000.00 USD SO I THINK I AM OKAY WITH THIS

He is seriously confused now – he doesn’t know what he is doing wrong.


I don't understand what you are saying. Do you realize that I am looking for a Business Line of Credit? You did say that you offered them. Why do you keep send me terms for a Conventional Loan?

Calvin Hobbs
Sales Director
White Haven Computer Services
http://WhiteHavenComputerServices.com


From: Jim Barry [mailto:barryheartloanfirm@gmail.com]
Sent: Tuesday, September 07, 2010 4:04 PM
To: Calvin Hobbs
Subject: Re: LOAN APPLICATION FORM { ONLINE FORM }

well i only offer loans


Then why did you tell me you offered Business Lines of Credit???

Calvin Hobbs
Sales Director
White Haven Computer Services
http://WhiteHavenComputerServices.com


Explain what busines line and credit is and maybe I can help you with this.

Barry


Are you kidding me, you moron?

Well, if you don't even know what a Business Line of Credit is, you should not tell people that you offer them and shouldn't advertise them in emails. Look in your first email you sent - it says "Line of Credit". You may want to look up what one is before you offer them so you won’t look like such a fool.

Calvin Hobbs
Sales Director
White Haven Computer Services
http://WhiteHavenComputerServices.com


No more responses. I have about four loan lads on the hook right now under different personas, and I think one of the others is him. We’ll see how he is on FHA Mortgage Loans.



He also sent me this gay-looking Loan Certificate was I was “approved”. LOL - scammers are so stupid.


If you want a pdf version of this scambait, Click Here


All Rights Reserved by me to give you whatever freakin' opinion that I want.
This is America, not West Africa, and if you don't like it, too bad!

Any questions about our site? Contact the Webmaster